On The Margin
On The Margin
How Digital Collateral is Revolutionising Credit in Emerging Markets
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How Digital Collateral is Revolutionising Credit in Emerging Markets

With Doug Ricket, founder & CEO of PayJoy. PayJoy pioneered the use of phone-locking technology as collateral, enabling them to extend credit to customers who lack traditional banking relationships or credit histories.

With Doug Ricket, founder & CEO of PayJoy. PayJoy pioneered the use of phone-locking technology as collateral, enabling them to extend credit to customers who lack traditional banking relationships or credit histories.

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